Full-arch dental implants are one of the most life-changing procedures in dentistry — and one of the most significant investments. Even at our practice, where all-inclusive pricing starts at $12,000 per arch (well below the $25,000 to $50,000 charged by corporate chains), we understand that upfront payment is not realistic for everyone.
That is why we offer flexible financing options that make it possible to get your Brand New Smile now and pay over time. This page covers monthly payment estimates, insurance considerations, and how the process works.
Monthly Payment Estimates
Financing plans for full-arch dental implants at our practice start from approximately $300 per month. The exact monthly payment depends on the tier you choose, the number of arches, and the financing term.
| Tier | Price per arch | Estimated monthly payment |
|---|---|---|
| Phase I — acrylic on titanium | $12,000 | From ~$300/mo |
| Phase II — armoured acrylic | $15,000 | From ~$410/mo |
| Phase II — zirconia on titanium | $18,000 | From ~$490/mo |
Monthly estimates above are based on typical financing terms and may vary depending on your credit profile and the plan you select. Our team will provide exact numbers during your free consultation.
No-interest and low-interest options
Depending on your credit profile, you may qualify for promotional no-interest financing for a fixed period. Extended-term plans with low interest rates are also available for patients who prefer smaller monthly payments spread over a longer period.
Want to Know Your Monthly Payment?
During your free consultation, our team will walk you through financing options and give you an exact monthly figure based on your treatment plan.
Prefer to call? (951) 302-9100
Does Insurance Cover Dental Implants?
Dental insurance and dental implants have a complicated relationship. Here is the general picture:
- Most dental insurance plans have annual maximums between $1,000 and $2,500. Even if implants are partially covered, the annual cap limits the real benefit.
- Medical insurance may cover portions of the surgical procedure if the treatment is deemed medically necessary — for example, following trauma, cancer treatment, or significant bone loss. This varies by plan and carrier.
- Some plans cover extractions and bone grafting even if they do not cover the implants themselves. Every dollar of coverage helps reduce your out-of-pocket cost.
We recommend bringing your insurance details to your consultation. Our team can review your benefits and help you understand what portion, if any, your plan will cover. For most patients, financing bridges the gap between insurance coverage and the total treatment cost.
How to Apply for Financing
The financing process is straightforward:
- Book your free consultation — meet Dr. Tsvetov, get your 3D X-rays, and receive your personalised treatment plan with exact pricing
- Review financing options — our treatment coordinator will present available plans, monthly payments, and terms
- Apply — applications are processed quickly, often with same-day approval
- Schedule your procedure — once financing is in place, you can schedule your surgery at a time that works for you
There is no cost to explore your options. The consultation is free, the 3D X-rays are free, and there is absolutely no obligation to proceed.
It Is Already More Affordable Than You Think
Before factoring in financing, it is worth noting how our pricing compares to what you would pay elsewhere:
- Corporate chains typically charge $25,000 to $50,000 per arch
- Our all-inclusive pricing starts at $12,000 per arch with up to 6 implants included
- Free consultation, free 3D X-rays, free follow-ups
- No hidden fees for bone grafting or additional implants
Dr. Dmitry Tsvetov is a board-certified oral and maxillofacial surgeon with 750+ full-arch transformations. Our family-owned practice in Temecula keeps overhead low by operating an in-house digital lab and running without corporate franchise costs. That savings goes directly to the patient.
Whether you are in Temecula, Murrieta, Menifee, or anywhere in the Temecula Valley, getting a Brand New Smile is more accessible than you might have expected. Learn more about dental implants at our practice or book your free consultation to explore your financing options.